Planning to Pay Off Our Car Loan
It seems like we have been paying on our car loan for years, and though I love our car, I am really tired of making my car payments. So, the wife and I decided that we were going to use our income tax refund to finish paying off our loan.
But we didn’t know how much money we were getting back. Thankfully, I had bookmarked a tax refund calculator last year, so we decided to use it again. All I did was input our income, and it gave us back exactly what we should get for an income tax refund this year.
It made figuring things out really easy.
With the money that we will be getting back, we should be able to pay off the remainder of our car loan, buy some new tires, and maybe have enough money left for something else.
Figuring what else we should buy will be a bit of a challenge, as I would really love a new computer, but I know that my wife will want to get something for the kids. It just means that there will be a fair bit of negotiating going on between the two of us until one of us gets what we want.
Cleaning my Email List
As many online marketers know, having an email list is essential for an online business. It allows you to stay in touch with your customers, let them know about current specials or new products, and gives you the opportunity to generate some revenue every time you send an email. But your list is only as good as the addresses that you have in it, and from time to time I like to clean my email list.
But cleaning your email list on your own is tough. Without the right tools and software, it becomes a day long process which doesn’t go with my goal of being efficient as possible. I tried doing it on my own once, and after the headache I had doing it, I am never doing it again. The right course of action is to outsource your email list cleaning and spend your time working on your business.
List cleaning companies specialize in scrubbing your list until there are only live accounts. They do this by removing duplicates, removing known spam keywords, compare your list to known bounce emails, filter out disposable email address, and many other filters to get your list as clean as possible.
If you have an email list, consider getting it cleaned on a regular basis. A clean list will help you to save money from your email marketing service. It has been beneficial to my business, and I know it will help yours too.
What a Relaxing Friday
There is just something about sitting down and sipping a cup of coffee on a Friday afternoon. Sure, I am still at work with an hour or so to go, but just sitting here taking a break gives me inspiration to write. It has been a good week so far, but I am ready for the weekend.
As for what is happening this weekend, I don’t have a lot planned. I was going to go online and find some Christmas gifts for my nieces and nephews, but beyond that I am just planning to relax.
Anyway, I hope you have a good weekend – we’ll talk soon.
One of the things that most people don’t know about me is that I am bilingual. I attended a French immersion school when I was a child, and while I don’t use it very much, it has been useful a few times in my life. So, I thought that I would try learning Spanish as a third language.
I decided that I would use Rosetta Stone to learn Spanish as it seemed to be the easiest product on the market. It was a proven system that used immersion to teach the language skills that I would be developing. I wanted to be able to have a conversation where I didn’t sound like I just learned travel Spanish.
Now that I am a few weeks into my training, I see that it is going to take me some time to learn this language. Thankfully, it has come easy to me so far since I know French. When I am done learning this one, maybe I will have to try another – something a little more exotic.
Attending the Remembrance Day Ceremonies
Every year I attend the Remembrance Day ceremonies in our area on behalf of the village we live in. I have to drive about half an hour to get there, but it is worth it.
Each year we take a moment to think back on those who sacrificed so much so that we could be free.
I am just happy that we have never had to make such a sacrifice.
Tonight is one of those days that I look forward to every year: Halloween. I am going to be dressing up and handing out candy at my door for a little while, and then I will be attending the same party that I attend every year.
It is going to be a blast.
If you live in the neighborhood, you should stop by – we are handing out full-sized chocolate bars this year.
Watching Need for Speed
So I thought it was time for a break from working, so I have decided to watch Need For Speed the movie. I am not all the way through the show so far, but this would have to be one of the funniest scenes so far:
Not quite family friendly, but you are sure to get a good chuckle.
Hiking in Fall Colors
I love hiking at this time of year. My allergies are just about gone, the bugs are too, and all you are left with is hiking through a glorious canvas of color. Out here the fall is not so cold that you need to wear a big coat, so you can enjoy the walk without having to bundle up.
I took the dog and the camera out on our walk and we had a lot of fun. We played fetch, and I was able to take a lot of nice pictures.
It was a wonderful day, and while I am dreading winter coming, I will love spending as much time as I can outside before the snow comes.
Trying Out Windows Live Writer
When it comes to blogging for this site, I really struggle with the blogging interface of WordPress online. I guess I am more used to using Microsoft Word and other desktop programs. So, I have decided to try using Windows Live Writer.
What I love about the program is that it works just like desktop word processing software and it makes it easier for me to actually write my posts. So far, I have been really happy with it, and I am writing this blog post with it right now.
Unfortunately it is not being updated anymore, but there are some rumors that they might make it open source. Hopefully they do – as it makes it easier for me and other bloggers to write online.
Raking Up the Leaves
This year I have decided to be more proactive about my fall yardwork. For the last couple of years, I haven’t got around to raking up the leaves before the snow falls, so this year I am starting early so that I can get it done this time. I bought a new rake to get it done quicker than I did the last time I tried to do it.
I have to take it easy while doing it due to my back injury. But I think that I will rope some of the kids down the street to help me with it – hopefully we will get it done in no time.